1. Get educated. A college education always pays for itself and more. In 2004, bachelor's degree holders earned an average of $51,206 per year, while high school graduates earned only $27,915, according to Census data compiled by HighBeam Research. 2. Your career is your most valuable asset. Manage it with a higher priority than you would with any other investment. Remember that without this asset, you couldn't survive. 3. Save enough. You should try to save enough to cover at least one-third of your kids' total college costs. 4. Consider public schools. Especially for college, state schools can often times be just as prestigious, if not more, than private schools. 5. Consider community college or online college for your first year or two. You can then transfer these credits to a more expensive (and prestigious) school to finish your final two or three years. 6. Invest in a 529 college savings account. It's tax-free. What more needs to be said? 7. Ask for a raise. Use the Salary Wizard Calculator to see if you're making as much as you should. If not, consider asking for a raise, especially if you've been at the company for more than a year. 8. Get a professional certificate. Some professions offer a certificate that, if earned, will generally provide you with a higher salary. 9. Don't major in English. If you love studying English, there's nothing wrong with that. Just be aware that English majors generally don't earn very much. Six of the top ten list of majors with the highest salaries are engineering majors, with chemical engineering topping the list.
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